A Coastal Masterpiece: The Mansion on St. Simons Island Offers Unmatched Luxury for $8.49 Million

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Rising above the tranquil Frederica River, 316 Yacht Club Ln stands as one of the most magnificent private estates on Saint Simons Island. Listed at $8,490,000, this 10,631-square-foot Cape Cod-inspired masterpiece captures the very essence of coastal sophistication. Built in 2017 on nearly three lots within the prestigious Yacht Club gated community, the residence offers an unrivaled blend of craftsmanship, comfort, and waterfront serenity that defines Georgia Real Estate at its most refined.

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 1

“This property embodies everything people dream of when they think of living on Saint Simons Island — privacy, elegance, and an effortless connection to the water,” said Nancy Usher, the listing agent with BHHS Hodnett Cooper Real Estate, in an interview with Luxury Houses Magazine. “The owners built it to stand the test of time, both in structure and in style.”

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 2

A Home Crafted to Endure

Constructed with brick, steel siding, and crowned by a metal-and-slate roof, the architecture of 316 Yacht Club Ln blends enduring materials with timeless aesthetics. Inside, Turkish travertine stone and true hardwood flooring create a natural rhythm between warmth and refinement. Soaring ceilings, five fireplaces, and bespoke lighting invite a balance of grandeur and intimacy across three floors.

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 4
316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 5

Beyond its main residence, the property features a full guest suite perched above the eight-car garage — complete with its own kitchen and laundry — a thoughtful addition for multi-generational living or long-term guests. The estate’s open-concept floor plan flows seamlessly toward panoramic river views, where the Frederica’s glistening tides reflect every sunrise and sunset.

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 6
316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 7

“The craftsmanship here is extraordinary,” Nancy Usher told Luxury Houses Magazine. “Every element — from the millwork to the layout — was custom designed to honor the surrounding landscape while offering a sense of modern coastal tranquility.”

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 8
316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 9

SEE MORE: Stunning English Estate in Buckhead Offers Resort-Style Luxury Living for $3.85 Million

The Ultimate Outdoor Sanctuary

Few homes capture the spirit of island life like 316 Yacht Club Ln. The backyard transforms into a private resort, featuring a heated saltwater pool, hot tub, fire pit, and grilling station for grand gatherings under Georgia’s golden light. Built-in dining islands accommodate sixteen or more guests, while an outdoor shower and covered pavilion add practical touches of comfort.

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 12
316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 13

The estate’s all-tide dock area provides direct access to deep water, allowing navigation for vessels of any size, any time of day. Whether hosting a sunset dinner or departing on a morning cruise toward the Atlantic, this property perfectly complements the rhythm of ocean-inspired living.

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 14
316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 15

As Nancy Usher noted to Luxury Houses Magazine, “It’s rare to find a property that allows you to entertain lavishly one moment and experience such deep peace the next. This home manages both with grace.”

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 16
316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 17

SEE MORE: Georgia’s Ultimate Luxury Retreat: A Timeless $2.8 Million Residence with Stunning Architectural Details

History, Heritage, and the Island Community

The estate’s transaction history mirrors its prestige. First listed in 2017, it has remained among the highest-valued properties in Saint Simons Island’s market, consistently commanding multi-million-dollar interest. Its tax-assessed value of $4.85 million and annual tax of approximately $18,281 highlight its stature as a premier residence in Georgia Real Estate.

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 18
316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 19

Set within the Golden Isles, Saint Simons Island is famed for its pristine beaches, golf courses, and vibrant cultural scene. Residents of the Yacht Club enjoy gated privacy, boating facilities, and close access to the F.J. Torras Causeway, providing easy travel to the mainland. Boutiques, marinas, and restaurants are only minutes away, making this community as convenient as it is exclusive.

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 10
316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 11

SEE MORE: This Peaceful Lakefront Retreat in Georgia Redefines Boundless Luxury for $7,695,000

The Essence of Timeless Living

In every sense, 316 Yacht Club Ln is more than a home — it’s a lifestyle statement. Its architecture pays tribute to traditional coastal design while embracing modern amenities and sustainable efficiency. The surrounding waters mirror the passage of time, reminding owners that true luxury is measured not only in square footage but in moments of tranquility and beauty.

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 3

As Luxury Houses Magazine observes, homes of this caliber are rare in the region — enduring symbols of artistry, vision, and place. For those seeking a residence that harmonizes elegance with the unhurried pace of island life, 316 Yacht Club Ln remains unmatched.

316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 20
316 Yacht Club Ln A Spectacular St. Simons Island Mansion Redefining the Golden Isles Luxury Lifestyle at 8.49 Million 21

Discover more about this coastal masterpiece by visiting the official listing on Zillow. For private showings and detailed inquiries, connect directly with Nancy Usher of BHHS Hodnett Cooper Real Estate, the trusted expert representing this exceptional Saint Simons Island residence.

* This property might not for sale at the moment you read this post; please check property status at the above Zillow or Agent website links*

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