Exceptional Smith Mountain Lake Estate With a 60-Foot Pool and Six-Car Garage Lists for $12.995 Million

Completed in 2024 on a 6.3-acre point lot in Moneta, Va., the custom-built waterfront compound pairs hand-cut stone and Cristallo quartzite with an oversized three-bay dock, a detached garage and fitness complex, and resort-scale outdoor living.

At a newly built estate on Smith Mountain Lake, the swimming pool stretches 60 feet toward the water. The garage has room for six cars. And above that garage is a fitness complex roughly the size of some houses.

But the scale of 6189 Scruggs Road only tells part of its story.

The Moneta, Va., property was completed in 2024 by RRB Builders as a custom waterfront residence, with an interior defined by live-sawn oak floors, white-oak ceilings, hand-cut stone fireplaces, custom alder doors and extensive natural stone. It is now asking $12.995 million.

The estate occupies 6.3 acres on a point lot along Smith Mountain Lake, with a private cove and an oversized dock containing three boat bays. The principal residence has five bedrooms, six full bathrooms and three half bathrooms, according to the listing description.

There is one important discrepancy in the supplied measurements. The listing summary gives the property as 13,799 square feet, while its detailed description says the main residence spans approximately 11,799 square feet and separately describes a roughly 4,000-square-foot detached six-car garage, about half of whose upper level is devoted to fitness. Without clarification from the listing agents, those figures shouldn’t be combined into a new total.

What is clear is the ambition behind the project.

Listing agents Casey Danielle Johnson and Phyllis Johnson of RE/MAX Lakefront Realty describe it as a “true legacy property” and point to an “uncompromising commitment to quality” in its materials and construction.

The house was also featured on the 2025 Smith Mountain Lake Charity Home Tour.

A Wall of Glass Puts the Lake First

The architectural experience begins with the water.

On entering the house, a wall of glass looks beyond the interior toward the 60-foot pool and Smith Mountain Lake. The arrangement establishes a visual axis that continues through much of the residence: architecture in the foreground, water beyond it.

The interiors don’t attempt to compete with that landscape through excessive ornament.

Instead, much of their character comes from material.

Live-sawn oak covers the floors. White oak rises overhead. Hand-cut stone forms fireplaces, while custom alderwood doors bring another natural texture to the rooms. Barrel-vaulted details introduce curvature into spaces otherwise defined by long sightlines toward the lake.

The result is a warmer interpretation of contemporary luxury than the all-glass, all-white vocabulary common to many newly built waterfront houses.

It is new construction that deliberately seeks some of the visual permanence of an older estate.

Cristallo Quartzite Takes Over the Kitchen

The kitchen provides one of the home’s most dramatic material moments.

Cristallo quartzite extends across the countertops and backsplash, complemented by custom cabinetry combining natural oak with designer green finishes. Bespoke lighting and premium appliances complete the room.

An adjoining butler’s pantry is concealed behind carefully integrated architectural detailing.

That separation allows the main kitchen to remain visually composed even when the house is being used for large-scale entertaining—a recurring concern throughout the floor plan.

Nearby, the dining and great rooms open toward a large covered lakeside terrace.

An outdoor fireplace and television turn the terrace into another living room, but without walls interrupting the panoramic water views.

The house repeatedly uses this strategy: substantial indoor rooms are paired with equally purposeful outdoor counterparts.

On a lakefront property, the exterior isn’t secondary space.

It is part of the floor plan.

Marble Defines the Primary Suite

The main-level primary suite has its own more private interpretation of the home’s material palette.

Custom millwork and designer wallcoverings soften the bedroom, while dual custom closets provide separate dressing areas.

Natural stone becomes more pronounced in the bathroom.

The spa-like space is clad extensively in marble and includes a soaking tub and oversized walk-in shower.

As elsewhere in the house, the finishes are notable not simply because they are expensive but because they have been used consistently. Stone, oak and custom millwork recur from the public rooms into the private spaces rather than appearing as isolated showpieces.

Other rooms include a library, flex room and loft with a beverage bar, as well as multiple ensuite bedrooms and guest accommodations.

An elevator connects the levels.

Downstairs, There Is Another Full Kitchen

The lower level is designed to operate almost independently during large gatherings.

Its recreation room includes a second full kitchen, this one finished with blue quartzite countertops, along with a fireplace and several gathering areas.

Guest accommodations are located on the level as well, and doors provide direct access to the outdoor spaces.

The second kitchen is particularly useful in a house organized around a pool and lake. Food and drinks can be handled close to the outdoor entertaining areas without repeatedly moving through the main kitchen upstairs.

A cedar sauna adds a dedicated wellness component and is designed for both dry and steam use.

That amenity is only one part of the property’s fitness facilities, however.

The larger surprise sits above the garage.

A Six-Car Garage Comes With Its Own Fitness Complex

Separated from the main residence is a substantial six-car garage.

The detailed listing describes the structure at approximately 4,000 square feet, with geothermal-heated floors. Above it is roughly 2,000 square feet devoted to a fitness complex.

That upper level includes a steam shower and laundry facilities.

For a car collector, the six garage bays are an obvious attraction. But dedicating such a large upper-floor space to fitness gives the building a second identity.

It is effectively part garage, part private health club.

The listing also suggests that the space offers flexibility for recreation, wellness or potentially guest use. Any change in formal use or additional accommodation would, of course, depend on applicable approvals and building requirements.

The geothermal-heated garage floor is another indication of how thoroughly the property was planned.

Even secondary structures received systems and finishes more commonly associated with primary living spaces.

The 60-Foot Pool Runs Toward Smith Mountain Lake

Outside, the house shifts from craftsmanship to scale.

A 60-foot heated saltwater pool occupies the lakeside grounds, positioned to maintain the visual relationship between swimming pool and lake.

Expansive terraces surround it.

Professionally designed landscaping divides the outdoor areas into multiple gathering spaces, allowing a property capable of hosting large groups to retain smaller places for conversation or relaxation.

The covered lakeside terrace provides shade and a fireplace closer to the house. The open pool deck creates a larger social area. Beyond it lies Smith Mountain Lake itself.

That sequence makes the pool feel less like an amenity placed behind the house and more like an intermediate body of water between the residence and the lake.

The property also benefits from its point-lot configuration and peaceful cove setting, according to the listing.

Then comes the dock.

Three Boat Bays Make the Lake Functional

The private dock is oversized and contains three bays.

For a serious lake property, that capacity matters.

A dock determines how easily owners can move between the house and the activity that justifies living on Smith Mountain Lake in the first place. Multiple bays allow different watercraft to be kept ready without forcing a choice between boating and other forms of lake recreation.

The combination of point lot, private cove, pool and three-bay dock makes the waterfront work at several different speeds.

There is the quiet experience of looking across the water from inside.

There is the social environment around the pool and terraces.

And there is direct access to the lake from the dock.

That is why the waterfront is more consequential than any single interior finish—even Cristallo quartzite or hand-cut stone.

Those materials could be ordered for another house.

The site cannot.

Readers can explore the complete photography, current availability and additional property details through the Zillow listing here.

The Estate Was Built After Its $912,500 Sale

The price history produces a striking number that needs substantial context.

The property sold for $912,500 in July 2020, according to the supplied records. It is now listed for $12.995 million.

On paper, that creates an increase of more than 1,300%.

It is not a measure of appreciation of the current house.

The existing residence was completed in 2024—four years after the 2020 transaction. The $912,500 sale therefore predates construction of the estate now being marketed.

That distinction is fundamental.

A buyer today isn’t being asked to pay nearly $13 million for the same asset that traded for less than $1 million six years ago. Significant new construction and improvements have intervened, including the main residence, pool and substantial garage and fitness facilities described in the current offering.

The earlier history goes back further still. The supplied records show a $288,750 sale in 2011, but that transaction is even less relevant as a direct comparison with the 2024 estate.

The current property entered the market on July 23, 2026, at $12.995 million.

Using the listing summary’s 13,799-square-foot figure, the advertised metric is approximately $942 per square foot. But that figure should also be read carefully given the discrepancy between the summary square footage and the 11,799-square-foot main-residence measurement in the detailed description.

The more meaningful valuation question isn’t how much the old property appreciated.

It is what the market will pay for the entirely different estate subsequently built on it.

A New House Designed to Age Like an Estate

The phrase “legacy property” appears frequently in luxury listings.

Here, the architecture at least attempts to make the case.

The residence isn’t old. It was completed only two years ago. Yet many of its defining elements—live-sawn oak, white-oak ceilings, alder doors, marble, quartzite and hand-cut stone—were selected for physical substance rather than novelty.

That approach gives the house a different objective from a trend-driven showpiece.

The materials are intended to develop character rather than become the obvious date stamp of a particular design cycle.

Its scale supports the same idea.

The main house is large enough for multigenerational gatherings. Guest accommodations are distributed across multiple levels. The recreation floor has its own kitchen. The detached structure provides six garage bays and a major fitness facility. Outside, the pool, terraces and three-bay dock extend the usable estate all the way to Smith Mountain Lake.

Casey Danielle Johnson and Phyllis Johnson describe the property as a place “designed to be enjoyed for generations.”

Whether it ultimately becomes that kind of family holding will depend on its next owner.

But unlike many newly built luxury houses, this one seems less interested in looking new than in being built to last.

Property Overview

6189 Scruggs Road in Moneta, Virginia, is offered at $12.995 million. Completed in 2024 by RRB Builders, the waterfront estate occupies approximately 6.3 acres at Smith Mountain Lake.

The listing summary reports 13,799 square feet, while the detailed property description identifies approximately 11,799 square feet for the main residence. The description separately identifies an approximately 4,000-square-foot detached six-car garage, including roughly 2,000 square feet of upper-level fitness space. Those measurements should be independently confirmed rather than combined.

The house has five bedrooms, six full bathrooms and three half bathrooms. Features include live-sawn oak flooring, white-oak ceilings, hand-cut stone fireplaces, custom alder doors, Cristallo quartzite, marble surfaces, an elevator, library, multiple entertaining rooms and a cedar sauna.

The lower recreation level has a full secondary kitchen with blue quartzite countertops.

Outside is a 60-foot heated saltwater swimming pool, extensive lakeside terraces and an oversized private dock with three bays.

The detached six-car garage has geothermal-heated floors, while the fitness complex above includes a steam shower and laundry.

The property was featured on the 2025 Smith Mountain Lake Charity Home Tour.

Listing Representation

Casey Danielle Johnson and Phyllis Johnson of RE/MAX Lakefront Realty Inc. represent the property.

The agents describe the residence as a “true legacy property” and a “custom-built masterpiece,” emphasizing its natural materials, craftsmanship, waterfront design and extensive indoor-outdoor amenities.

Casey Danielle Johnson
RE/MAX Lakefront Realty Inc.
Phone: 540-537-0299
Brokerage: 540-721-3555

Phyllis Johnson
RE/MAX Lakefront Realty Inc.
Phone: 540-537-5312